Oliver Wyman is shaping the way forward for the financial services trade by helping the world’s leading monetary institutions tackle their most significant challenges. Non possiamo quindi aspettarci che le generazioni future facciano meglio delle generazione odierne; il ciclo della bassa conoscenza finanziaria sembra destinato a ripetersi.
Direct deposits (together with wages and government assistance) permit cash to bypass” the house, serving to customers save fairly than spend—which regularly offers women more monetary authority inside the household.
Chi ha una conoscenza finanziaria di base e ha una conoscenza del rischio è in grado di scegliere prodotti finanziari adeguati alle esigenze descritte nei tre scenari.
This leads the unhealthy caught in the costlier plan – which then gets more and more costly, leading to extra individuals dropping out.
Even in the absence of particular disclosure and contractual requirements, the fiduciary normal as utilized by the ideas-primarily based method (as set forth in the Impartial Conduct Requirements) is extremely strong.
The Monetary Companies Sector contains 1000’s of depository institutions, providers of investment merchandise, insurance corporations, different credit and financing organizations, and the suppliers of the crucial financial utilities and services that support these features.